The future of fintech is
WEB 3.0
Propelling category-leading companies fueling an inclusive digital economy
"Our Mantra"
Every company should be a fintech company
We help ambitious founders reinvent industries and transform financial services.
We help companies mobilize FinTech to reinvent and digitize all industries and financial services.
We aspire for FinTech to fuel a new open and financially inclusive economy adding billions to GDP.
Unicorn Growth Capital is a pioneer FinTech VC firm
Thesis-Driven
Thesis-Driven
Mobile-Based Economy
Mobile-Based Economy
VC Ecosystem
VC Ecosystem
We are value-add investors in emerging global champions
Thesis-Driven
Investing in early-stage FinTech & Web3.0-enabled companies, leveraging emerging technologies and providing critical infrastructure and embedded finance across industries
Globally scalable companies integrating fast-growing, mobile-first economies with high crypto adoption, with the global financial ecosystem
Driving an inclusive economy by financially empowering underserved consumers and businesses. Promoting a diverse VC ecosystem by backing underrepresented and female founders
We provide you the use of emerging technologies
We focus on companies that are data-driven, built for the API economy, use emerging technologies (AI, blockchain, IOT) and are strategically valuable to the digital ecosystem.
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FinTech Infrastructure
– API-based and Embeddable financial infrastructure
– Decentralized infrastructure -
Embedded Finance
– Vertical SAAS players applying FinTech solutions to their industry
– Enterprise / SMB Software with embedded financial services -
Digital Financial Services
– Vertical SAAS players applying FinTech solutions to their industry
We invest in companies that solve major challenges and are strategically valuable to the digital ecosystem
FinTech Infrastructure
FinTech Infrastructure
• Embeddable
• Crypto /Blockchain
Embedded Finance
Embedded Finance
• Enterprise / SMB Software
• Marketplace
Digital Financial Services
Digital Financial Services
FinTech & DeFi Infrastructure
• API-based
• Embeddable
• Crypto /Blockchain
Embedded Finance
• Enterprise / SMB Software
• Marketplace
• Web3 & DeFi platforms
Digital Financial Services
• B2C Digital Natives
Fintech Infrastructure
AppZone is a fintech software provider building out the core infrastructure for digital financial services in Africa. The company provides banking software-as-a-service to banks, fintechs and financial service providers in 5 African countries.
Fintech Infrastructure
AppZone is a fintech software provider building out the core infrastructure for digital financial services in Africa. The company provides banking software-as-a-service to banks, fintechs and financial service providers in 5 African countries.
AI-powered lending-as-a-service and analytics platform
Fintech Infrastructure
Indicina’s platform helps banks, MFBs and FinTech companies to manage their retail lending by digitising their customer onboarding, loan origination, credit decisioning and portfolio management.
Cross-border payments and digital banking platform
Fintech Infrastructure
VertoFX is a leading enterprise and marketplace platform for FX exchanges and cross-border financial services. The company’s cross-border payments and digital banking infrastructure is helping to make cross-border trade cheaper, faster and safer.
Payment platform digitizing microtransactions in cash-based industries
Fintech Infrastructure
Tap is a leading B2B2C provider of payment infrastructure for cash-based industries, allowing customers to pay for products and services offline and online, using cards (NFC technology) or a mobile phone app.
Merchant payments and loyalty infrastructure
Fintech Infrastructure
Largest interoperable multi-merchant loyalty and cashback platform for customers and businesses. They leverage data to provide valuable customer insights and analytics to businesses.
Digital money On-ramp platform
Fintech Infrastructure
Fonbnk enables prepaid mobile users to convert their airtime credits into digital money. Users can access, earn, transfer, pay, and save money easily, from the comfort of their mobile devices.
Open finance rails and standardized financial data API gateway
Fintech Infrastructure
Credrails aggregates financial data from multiple online and offline sources and makes the unified data available to businesses via an API. Deep analytics provides businesses with the intelligence they need to make informed decisions, unlock new revenue streams, and increase market share.
Automated receivable management platform
Fintech Infrastructure
Churpy is an integrated receivables management product that connects customer bank accounts to ERP systems and helps businesses reduce their costs by automating manual payment reconciliation processes, managing cash flows by reducing outstanding payments and bad debts with real-time visibility of cash positions on a dashboard.
Spend Management & Digital Banking for businesses
Sava is a digital banking platform that provides integrated expense management, invoice management, and digital banking on one platform.
They enable businesses to open bank accounts, operate mobile wallets, integrate directly into accounting software, and issue cards.
We help companies
scale and win
We are a team of experienced investors and company builders with more than 50 years of combined work experience in Financial Services, Telecommunications and Technology sectors. We pride ourselves as being a supportive, hands-on partner with first-hand operator experience across Africa and globally.
Through strategic partnerships, we enable collaborations with key stakeholders such as banks, telecoms, corporates, regulators and other FinTech players. We also aim to drive collaborations between our portfolio companies to generate synergies and bolster their customer base in addition to providing regulatory and policy guidance in our target markets.
We help companies enhance their business strategies by sharing best practices on financial services and FinTech-driven business models. Our network of advisors and operator mentors deliver their expertise on FinTech products and advanced technologies to deepen capabilities for leveraging non-biased AI models, blockchain, and cybersecurity. We provide proven go-to-market strategies into target FinTech/banking markets and regions in Africa and emerging markets.
Experienced investors and operators
We are a team of experienced investors and company builders with more than 50 years of combined work experience in Financial Services, Telecommunications and Technology sectors. We pride ourselves as being a supportive, hands-on partner with first-hand operator experience across Africa and globally.
Through strategic partnerships, we enable collaborations with key stakeholders such as banks, telecoms, corporates, regulators and other FinTech players. We also aim to drive collaborations between our portfolio companies to generate synergies and bolster their customer base in addition to providing regulatory and policy guidance in our target markets.
We help companies enhance their business strategies by sharing best practices on financial services and FinTech-driven business models. Our network of advisors and operator mentors deliver their expertise on FinTech products and advanced technologies to deepen capabilities for leveraging non-biased AI models, blockchain, and cybersecurity. We provide proven go-to-market strategies into target FinTech/banking markets and regions in Africa and emerging markets.